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Unit #6 - Insurance/Investing
Unit #6 - Insurance/Investing
Unit #6 Daily Lessons (Subject to change)
Unit #6 TEST
Review & Prepare for Unit #6 TEST
Monday, April 23
Tuesday, April 24
Wednesday, April 25
Thursday, April 26
Friday, April 27
Monday, April 30
Tuesday, May 1
Wednesday, May 2
Thursday, May 3
Friday, May 4
These three days will be used to review the
information and skills presented in this
unit and measure the objectives learned.
**Note: Any assignments NOT completed in class will be considered HOMEWORK**
**Note: Any assignments NOT completed in class will be considered HOMEWORK**
Daily Activities
Day/Date
Assignments
Monday, May 7
Tuesday, May 8
Unit Objectives
Unit Objectives
PFL.1 Earning and spending. The student understands how to set personal financial goals. The student is expected to:
    (A) differentiate between needs and wants in evaluating spending decisions;
    (B) investigate the student's money personality, including spending and saving propensity;
    (D) develop financial goals for the short, medium, and long term that are specific, measurable, attainable, realistic, and time based.
PFL.2 Earning and spending. The student understands how financial statements are used to assess and monitor financial well-being.
    The student is expected to:
    (C) develop a budget that incorporates short-, medium-, and long-term financial goals;
    (D) identify assets and liabilities;
    (E) construct a balance sheet or net worth statement;
    (F) evaluate the impact of unplanned spending on a budget.
PFL.3 Earning and spending. The student analyzes components of compensation from employment. The student is expected to:
    (A) identify benefits such as health insurance contributions, retirement benefits, sick leave, vacation pay, flexible spending account, health savings account,
         workers compensation, life insurance, and disability insurance;
PFL.5 Saving and investing. The student understands the importance of saving and investing in creating wealth and building assets.
    The student is expected to:
    (A) develop a short-term saving strategy to achieve a goal such as establishing and maintaining an emergency fund;
    (B) develop an intermediate-term saving and investing strategy to achieve a goal such as accumulating a down payment on a home or vehicle;
    (C) explain the tax benefits of charitable contributions;
    (D) develop a long-term investing strategy to achieve a goal such as a financially secure retirement.
PFL.6 Saving and investing. The student understands the implementation of a saving and investing plan. The student is expected to:
    (A) discuss the role of financial institutions and markets in saving and investing;
    (B) demonstrate the impact of compound growth over time;
    (C) evaluate the costs and benefits of various savings options such as bank savings accounts, certificates of deposit, and money market mutual funds;
    (D) evaluate risk and return of various investment options, including stocks, bonds, and mutual funds.
PFL.7 Saving and investing. The student demonstrates an understanding of the importance of planning for retirement. The student is expected to:
    (A) identify costs of retirement such as living expenses, health care expenses, and long-term care expenses;
    (B) identify and explain sources of income during retirement, including Social Security, individual savings, and employer-sponsored plans;
    (C) demonstrate an understanding of the importance of saving early and at a sufficient level to achieve financial security in retirement.
Stock Market Project
Last Day to Turn in Missing Work
Without the 30% Discount
Study Guide
In Unit #6 the class will examine their potential needs for insurance.  
They will also study different ways to invest and save for the future.  
Students will develop a plan for their retirement to help them determine
what their needs will be.  Once they have determined their retirement
needs, they can decide how to invest and save so they will enough money
to meet their retirement goals.
Homework, Enrichment, and Alternate Assignments
Stock
Market Sim
PowerPoint
Project/Group
Writing
Video
Test
Discussion
Graphic
Organizer
Reading
Presentation
TRS
College
Planning
Interview
Portfolio
Insurance: Protecting You and Your Family
Treatment, Prescriptions, and other Decisions
What are Your Insurance Needs?  
Planning for the Unexpected:  Being Prepared
Planning for Retirement
Creating an Investment Plan
Investing Basics
Goals for Retirement
Bankrate.com: General Loan Calculator
Planning for Retirement
Compound Returns
Stock Market Project
College Planning
Types of Insurance
Stock Market Project
Kinds of Investments
Investment  Types
Types of insurance
Health & Healthcare
Investment Planning