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Unit #7 - Final Project
Unit #7 - Final Project
Thursday, Nov. 19
Friday, Nov. 20
Monday, Nov. 23
Tuesday, Nov. 24
Wednesday, Nov. 25
Thursday, Nov. 26
Friday, Nov. 27
**Note: Any assignments NOT completed in class will be considered HOMEWORK**
Monday, Nov. 30
Tuesday, Dec. 1
Wednesday, Dec. 2
Thursday, Dec. 3
Friday, Dec. 4
Unit Objectives
Unit Objectives
PFL.1 Earning and spending. The student understands how to set personal financial goals. The student is expected to:
    (A) differentiate between needs and wants in evaluating spending decisions;
    (B) investigate the student's money personality, including spending and saving propensity;
    (D) develop financial goals for the short, medium, and long term that are specific, measurable, attainable, realistic, and time based.
PFL.2 Earning and spending. The student understands how financial statements are used to assess and monitor financial well-being.
    The student is expected to:
    (C) develop a budget that incorporates short-, medium-, and long-term financial goals;
    (D) identify assets and liabilities;
    (E) construct a balance sheet or net worth statement;
    (F) evaluate the impact of unplanned spending on a budget.
PFL.3 Earning and spending. The student analyzes components of compensation from employment. The student is expected to:
    (A) identify benefits such as health insurance contributions, retirement benefits, sick leave, vacation pay, flexible spending account, health savings account,
         workers compensation, life insurance, and disability insurance;
PFL.5 Saving and investing. The student understands the importance of saving and investing in creating wealth and building assets.
    The student is expected to:
    (A) develop a short-term saving strategy to achieve a goal such as establishing and maintaining an emergency fund;
    (B) develop an intermediate-term saving and investing strategy to achieve a goal such as accumulating a down payment on a home or vehicle;
    (C) explain the tax benefits of charitable contributions;
    (D) develop a long-term investing strategy to achieve a goal such as a financially secure retirement.
PFL.6 Saving and investing. The student understands the implementation of a saving and investing plan. The student is expected to:
    (A) discuss the role of financial institutions and markets in saving and investing;
    (B) demonstrate the impact of compound growth over time;
    (C) evaluate the costs and benefits of various savings options such as bank savings accounts, certificates of deposit, and money market mutual funds;
    (D) evaluate risk and return of various investment options, including stocks, bonds, and mutual funds.
PFL.7 Saving and investing. The student demonstrates an understanding of the importance of planning for retirement. The student is expected to:
    (A) identify costs of retirement such as living expenses, health care expenses, and long-term care expenses;
    (B) identify and explain sources of income during retirement, including Social Security, individual savings, and employer-sponsored plans;
    (C) demonstrate an understanding of the importance of saving early and at a sufficient level to achieve financial security in retirement.
Last Day to Turn in Missing Work
End of Semester
The class will use these last weeks to bring together everything they have
learned during this semester.  They will complete the portfolio they have been
building and present their plan for the future.  Their plan will include attending
college/training and how to pay for it.  They will need to find a job, a place to live,
and a vehicle to drive.  Each student will develop a budget based their job and
including the rent/mortgage payments for their residence, and vehicle payments.  
They must also include food, utilities, and other needed items in their plan.  The
goal is to give the students as realistic a picture of their possible future as possible.  
in this way students can make changes and adjustments to their future plans now,
rather than later when their choices and options may be limited.
Homework, Enrichment, and Alternate Assignments
Creating Your Budget
Planning Household Expenses
Presenting Your Future Plan
Semester Exam
Present Plan
Submit Portfolio
Stock Market Project
Assemble Presentation
What's for Dinner?
Turn In Any
Unfinished Classwork
Early Release
Household Expenses
Weekly Menu
Monthly Expenses
Monthly Budget
Monday, Dec. 7
Tuesday, Dec. 10
Wednesday, Dec. 11
Thursday, Dec. 12
Friday, Dec. 13
Monday, Dec. 16
Tuesday, Dec. 17
Wednesday, Dec. 18
Thursday, Dec. 19
Friday, Dec. 20
Planning Monthly Expenses
Thanksgiving - No Classes
Early Release
Thanksgiving
Feast
Read: Chapter 6-1
How Prices Work
Read: Chapter 6-2
Effects of Prices
Read: Chapter 6-3
Prices & Market Efficiency
Unit #1 Daily Lessons (Subject to change)
**Note: Any assignments NOT completed in class will be considered HOMEWORK**
Daily Activities
Day/Date
Assignments
Stock
Market Sim
Presentation
College
Planning
Portfolio
Resources
Reading
PowerPoint
Mapskills
Writing
Video
Test
Class/Group
Activity
Graphic
Organizer
Reading
Primary
Sources
Research
Notes
Review
Quiz
TRS
Small
Group
Video &
Discussion
Where Will I Live?
House/Apt Hunting
What Will I Drive?
Vehicle Shopping
House/Apt Expenses
Transportation Expenses
Budgeting
Evaluating My Plan
Retirement Planning
Retirement Plan
Plan Evaluation
House/Apt Details
Vehicle Details
House/Apt Expenses
Transportation Expenses
Notes and Discussion
Notes and Discussion
Notes and Discussion
Notes and Discussion
Notes and Discussion
Notes and Discussion
Notes and Discussion
Notes and Discussion
Assemble Presentation
Assemble Presentation