Insurance & Health Care
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Insurance & Health care
Insurance & Health care
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PFL.3 Earning and spending. The student analyzes components of compensation from employment.
        The student is expected to:
    (A) identify benefits such as health insurance contributions, retirement benefits, sick leave, vacation pay, flexible spending
         account, health savings account, workers compensation, life insurance, and disability insurance;
PFL.11 Insuring and protecting. The student recognizes financial risks faced by individuals and families and identifies
          strategies for handling these risks. The student is expected to:
    (A) identify risk as potential loss of assets or earning potential;
    (B) apply risk management strategies, including avoiding, reducing, retaining, and transferring risk.
PFL.12 Insuring and protecting. The student identifies the costs and benefits of insurance for transferring risk.
          The student is expected to:
    (A) define insurance terminology, including premiums, deductibles, co-pays, and policy limits;
    (B) explain the costs and benefits of different types and sources of health insurance such as individual
         health plans, employer-provided health plans, and government-provided health plans;
    (C) explain the costs and benefits of disability and long-term care insurance;
    (D) explain the costs and benefits of life insurance, including term insurance and whole life insurance;
    (E) explain the costs and benefits of property insurance, including homeowner's and renter's insurance;
    (F) explain the costs and benefits of automobile insurance and factors that impact the price of insurance,
         including the type of vehicle, age and sex of driver, driving record, deductible, and geographic location;
    (G) explain the costs and benefits of supplemental types of insurance such as extended warranties, mortgage
         protection life insurance, accidental death and dismemberment life insurance, car loan payoff coverage, debt  
         cancellation coverage, and credit life coverage.
PFL.13 Insuring and protecting. The student understands how to identify and protect themselves from frauds, schemes,
          and scams.  The student is expected to:
    (A) identify ways to protect personal information and reduce risk of identity theft;
    (B) recognize common schemes and scams such as investment, pyramid, phishing, check cashing and home
         renovation scams;
    (C) demonstrate an understanding of how to use consumer protection agencies such as the Better Business Bureau,
        Consumer Financial Protection Board, or the Texas State Securities Board to research and report fraud.
PFL.14 Insuring and protecting. The student understands the legal instruments available for estate planning.
          The student is expected to:
    (A) explain the importance of guardianship of minor children, wills, and beneficiary designation;
    (B) explain the importance of a power of attorney, living will, and medical directive.
College
Planning
Unit Objectives
Unit Objectives
Unit #5 Daily Lessons (Subject to change)
**Note: Any assignments NOT completed in class will be considered HOMEWORK**
Daily Activities
Day/Date
Assignments
Monday, Oct. 31
Tuesday, Nov. 1
Wednesday, Nov. 2
Thursday, Nov. 3
Friday, Nov. 4
Monday, Nov. 7
Tuesday, Nov. 8
Wednesday, Nov. 9
Thursday, Nov. 10
Friday, Nov. 11
College Planning
College Planning
Insurance: Protecting You and Your Family
Unemployment and the Unexpected
Cost of Healthcare
Unit #5 TEST
Review & Prepare for Unit #5 TEST
These two days will be used
to review the information
and skills presented in this
unit and measure the
objectives learned.
Last Day to Turn in Missing Work
Without the 30% Discount
Study Guide
Treatment, Prescriptions, and other Decisions
What are Your Insurance Needs?  Types of Insurance
Planning for the Unexpected:  Being Prepared
In Unit #5 the class will learn about preparing for the unexpected.  Students
will explore different types of insurance such as Health, Life, Homeowners,
Auto, Renters, and more.  They will study how the size of the deductible can
affect the monthly premium amount.  The class will investigate the cost of
health care.  They will learn about the cost of prescription medication, hospital
stays, x-rays, and other medical procedures.  Students will learn basic
insurance terminology and principles.
Portfolio