Unit #6 - Personal Finance
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Unit #6 - Personal Finance
Unit #6 Daily Lessons (Subject to change)
Monday, April 10
Tuesday, April 11
Wednesday, April 12
Thursday, April 13
Friday, April 14
Monday, April 17
Tuesday, April 18
Wednesday, April 19
Thursday, April 20
Friday, April 21
**Note: Any assignments NOT completed in class will be considered HOMEWORK**
Daily Activities
Day/Date
Assignments
Monday, April 24
Tuesday, April 25
Unit #6 TEST
Review & Prepare for Unit #6 TEST
These three days will
be used to review the
information and skills
presented in this unit
and measure the
objectives learned.
Unit Objectives
Unit Objectives
E.17 Personal financial literacy. The student understands the role of financial markets/institutions in saving, borrowing, and capital formation. The student is expected to:
    E.17A Explain the functions of financial institutions and how they affect households and businesses.
    E.17B Explain how the amount of savings in an economy is the basis of capital formation.
    E.17C Analyze the role of interest and risk in allocating savings to its most productive use.
    E.17D Examine the types of accounts available to consumers from financial institutions and the risks, monetary costs, and benefits of maintaining these accounts
E.18 Personal financial literacy. The student understands the role of individuals in financial markets. The student is expected to:
    E.18A Assess ways to be a wise investor in the stock market and in other personal investment options.
    E.18B Explain how to begin a savings program.
    E.18C Examine investment options available in a personal retirement plan.
    E.18D Demonstrate how to maintain a checking account, including reconciling a bank statement.
    E.18E Identify the types of loans available to consumers.
    E.18F Explain the responsibilities and obligations of borrowing money.
    E.18G Develop strategies to become a low-risk borrower by improving one's personal credit score.
E.19 Personal financial literacy. The student applies critical-thinking skills to analyze the costs and benefits of personal financial decisions. The student is expected to:
    E.19A Examine ways to avoid and eliminate credit card debt.
    E.19B Evaluate the costs and benefits of declaring personal bankruptcy.
    E.19C Evaluate the costs and benefits of buying insurance.
    E.19D Evaluate the costs and benefits of charitable giving.
E.20 Personal financial literacy. The student understands how to provide for basic needs while living within a budget. The student is expected to:
    E.20A Evaluate the costs and benefits of renting a home.
    E.20B Evaluate the costs and benefits of buying a home.
E.21 Personal financial literacy. The student understands the various methods available to pay for college and other postsecondary education and training.
The student is expected to:
    E.21A Understand how to complete the Free Application for Federal Student Aid (FAFSA) provided by the United States Department of Education.
    E.21B Research and evaluate various scholarship opportunities such as those from state governments, schools, employers, individuals, private companies, nonprofits, and
              professional organizations.
    E.21C Analyze and compare student grant options.
    E.21D Analyze and compare student loan options, including private and federal loans.
    E.21E Research and evaluate various work-study program opportunities.
    E.21F Investigate nontraditional methods of paying for college or postsecondary education and training.
**Note: Any assignments NOT completed in class will be considered HOMEWORK**
Understanding Your Paycheck
Wants vs Needs
Education and Training
Budgeting
Understanding Credit
Stock Market Project
Stock Market Project
Final Report
Last Day to Turn in Missing Work
Without the 30% Discount
Study Guide
What's Important About the Future
In this unit the class will learn the importance of organizing and
managing your personal finances.  They will learn about payroll taxes
and deductions and how it can affect your paycheck.  Students will
examine the ideas of budgeting, investing, credit, and more.  They will
discuss their future plans and begin to develop a plan for their future.  
Students will examine their spending habits and study ways to use their
money effectively and efficiently.  
Education/Training Plan
How Do You Spend Your Money?
Your Credit Rating
Understanding Your Paycheck - 1
Types of Credit and Debt
What Training Do You Want/Need
Establishing Credit
Setting Goals
What Are Your Goals?
Budgeting Basics
How Much of Your
Paycheck is Yours?
Where Do You Get the
Training You Need?
Understanding Your Paycheck - 2
Homework, Enrichment, and Alternate Assignments
Read: Chapter 19
Personal Finance Literacy
Early Release
Easter Holiday - No Classes
Easter Holiday - No Classes
Easter Holiday - No Classes
Easter Holiday - No Classes
Stock Market Project
PowerPoint
Stock
Market Sim
TRS
Project/Group
Writing
Video
Test
Discussion
Graphic
Organizer
Reading
Research
Notes
Presentation
TRS